How much is this likely to cost?

Message

fatboy · #61 Post by **fatboy** » Wed Aug 01, 2012 5:38 pm

Absolute bloody nightmare for you, hope you can buy it back for sensible money
Best of luck with it

blinkey501 · #62 Post by **blinkey501** » Wed Aug 01, 2012 6:50 pm

I really am gutted for you carl.....I think it really is shit that you have lost out due to a clumsy fuckwit

Aladinsaneuk · #63 Post by **Aladinsaneuk** » Wed Aug 01, 2012 10:38 pm

once i saw the photo's i feared this

especially the front end - would put money on the front sub frame being bent/buggered :(

hope you can get it back

if not, i pity the folk who try and sell it on......

D-Rider · #64 Post by **D-Rider** » Wed Aug 01, 2012 11:52 pm

wayno wrote:You mentioned previously about getting the bike back. I spoke to my mate at the weekend and he said some insurance companies have a policy of not directly returning bikes and that you have to tell them you want it and sort it through the salvage company. Might be worth checking or looking into.

Gutted for you it's a write off, but let's be honest we all knew it would be due to the cost of parts, not that it makes it any nicer.

As has been said before, talk to TC for some proper advice on this.

As I see it, you are claiming against 3rd party numpty to make good the damage they have caused to your bike. You are not asking them to write it off.
Maybe if they can find you a green one for sale in the condition yours was before 3rd-party numptie damaged it you might consider them providing a replacement .... or even sourcing one of a different colour and replacing all the panels to make it into a green one .... but then they may as well replace your damaged parts.

I don't see why they have not come back to sort out getting the existing parts repaired and sprayed - surely that's far more economical?

Nevertheless talk to TC for proper advice. I don't see why your beloved bike should have to be written off just because it's more convenient for the insurance company of some numptie that couldn't drive their car safely.

Aladinsaneuk · #65 Post by **Aladinsaneuk** » Thu Aug 02, 2012 12:14 am

you are right andy, but you forgot that insurance companies have all sorts of agreements - like knock for knock, and reach around while you shag my arse etc.....

D-Rider · #66 Post by **D-Rider** » Thu Aug 02, 2012 12:22 am

Aladinsaneuk wrote:you are right andy, but you forgot that insurance companies have all sorts of agreements - like knock for knock, and reach around while you shag my arse etc.....

.... and so they might ..... but that does not mean their cosy little agreements need necessarily prevail.

Proper advice from TCs mob should get a better handle on where things really stand and on the chances of success if someone should decide to pursue an outcome more suitable to the "injured" party.

wayno · #67 Post by **wayno** » Thu Aug 02, 2012 8:06 am

You could always make them an offer to fix it yourself. If you think you can ge tthe work done for say a grand privately, there would probalby prefer to give you a grand and let you have the hassle than give you £3500 for writing it off. It all depends on how much you can get replacement panels etc for second hand (if you can even find green ones).

Who's this TC?

wayofthedarkhand · #68 Post by **wayofthedarkhand** » Thu Aug 02, 2012 8:26 am

It's BLD who aren't actually dealing with the claim any more that have declared it a write-off. They haven't filed their report as I took them off the case and have had Admiral take over.

Admiral are going to use a company called Hexagon to take a look at it. I've asked for a copy of the engineers report when they do it.

If they write it off I simply buy it back and have £3.5k or whatever the figure is to sort it out. Happy days. Obviously when selling in the future I'd have to declare that it was a Cat C/D but that's no big deal.

D-Rider · #69 Post by **D-Rider** » Thu Aug 02, 2012 9:11 am

When I was knocked off by son's bike 3 years ago, there was some superficial damage but as the bike was not worth much and 35yr old parts are not easy to come by, the assessor reported that it should be written off.
That was only part of the claim and we had a big argument about liability (which I won).
In the meantime I fixed up my son's bike and kept it on the road. Eventually we reached an out of court settlement for damages to me, my bike kit the bike etc. The bike wasn't written off but the portion of the money they paid in settlement that related to the bike was based upon the write off value.

#70 Post by **Kwackerz** » Thu Aug 02, 2012 11:24 am

wayno wrote: Who's this TC?

TC is our resident guru. Obviously employed by a company but as a long standing member of the Site has been a godsend to many on here when it comes to legal stuff. He will often give impartial and free advice to members of the site and at times his company have taken over where the more run of the mill companies are faffing about, with good results.
It's not what you know but who you know.. and we're very lucky to have him about.

https://www.ridersite.com/viewforum.php?f=31

wayofthedarkhand · #71 Post by **wayofthedarkhand** » Thu Aug 02, 2012 12:07 pm

I did ask TC about the 3rd party insurer's offer to take over the claim, just because I hadn't experienced that before.

CN picked up their credit hire bike today, so now i've only left the VFR.

I might do a little write up on how I got on with the VFR and Bandit vs the Falco.

EDIT:- Popped the insurer's an e-mail asking them to speak me first before considering writing the bike off as through my specialist contacts (

) I would potentially be able to get it repaired for cheaper than they can, thus keeping my duty of limiting my loses. Hopefully we can discuss a decent sized settlement for the repairs.

fatboy · #72 Post by **fatboy** » Thu Aug 02, 2012 5:16 pm

a few years ago my mate suffered a rear end collision in his ancient but very nice Merc 300 saloon, the assesors decided it was an uneconomical repair so declared it was a write off ( boot no longer in stock ect )
As there were no likely replacements to judge it against, he ended up with the car and £2,000 compensation, far easier for the insurance company !
PS drop TC a pm

wayofthedarkhand · #73 Post by **wayofthedarkhand** » Tue Aug 07, 2012 5:24 pm

The estimate is in. they sent me an electronic copy.

Total damage in labour and VAT £7,853.93

Here's the report if anyone wants a peak.

https://docs.google.com/document/d/1Vf3 ... geCoY/edit

I don't think they know the difference between kilometres and miles though.

blinkey501 · #74 Post by **blinkey501** » Tue Aug 07, 2012 5:35 pm

wayofthedarkhand wrote:The estimate is in. they sent me an electronic copy.

Total damage in labour and VAT £7,853.93

Here's the report if anyone wants a peak.

https://docs.google.com/document/d/1Vf3 ... geCoY/edit

I don't think they know the difference between kilometres and miles though.

Mmmm thats all origional parts, No wonder so many bikes are written off

I trust you will be buying the oasis back...
With a dream machine paint job and second hand bits i would imagine the repairs would be between 1200-1500quid

I would be tempted to buy it back and find someone who will not charge dream machine prices but guarantee the work.
Do you still have the bike?

#75 Post by **Kwackerz** » Tue Aug 07, 2012 5:38 pm

No reply to your email about repairing it cheaper than they can?

Sounds a fair estimate though, factually speaking rather than common sense being applied. Why they continue to push the new for old I dont know. the industry as a whole could save squillions if they had an option for repair using age related parts where applicable. an exhaust for instance can be had for.. what? cost of collection? many will want shifted of them and theyll be in brilliant used conditiopn for the age, etc rather than new at whatever was quoted..
maybe a scheme whereby savings on claims are reflected in premiums.. a 'loss claims discount'