So here goes the first one.
I have been working all my life and for the last 37 years in a Local Authority job, (so not like I've been self employed working in a tax haven or something).
Throughout that time I have had the standard tax code in use at the time, what used to be called Married Man's Allowance or Standard Persons Allowance for all normal folk, whatever it is these days.
I have moved straight from a Council job to receiving a Council Pension, that I have been paying into for the last 37 years.
My last normal pay day from the Council was on the 18th of June, I also got a P45 on the same day, a copy was also sent to the Tax Office and the Pension people at the same time.
These two bodies have had 6 weeks to work out that I am not an alien, who has been self employed in a tax haven, so why do they have to pretend that I am and take all my tax allowance away this month.
It is bad enough having lost most of your income, so why do you have to always pay full 20% tax on everything you earn on youir first pension pay day on Code (OT M1).
I will earn much less in this second half of the year than in the first 6 months, so why in straightforward circumstances like mine, do I have to get hammered with full tax. My tax code will stay exactly the same until I'm 65 and I should be getting a bit of a tax refund for the next few months now I am earning much less, so why can't things just roll on with the same code and things will sort themselves out?

I suppose their answer is "we take the piss because we can", or some PC official translation of that.
I am OK because I have savings to cover the difference, but why do they have to do this, I can see no reason for the code being changed.

Rant over .............................. sorry for bothering everybody!