Although she's been a bit of a moaner she's been a great tenant always paying on time and the house and garden are kept really tidy.
I rang direct line to renew my policy which was for buildings only and came out at £156 they then asked about my tenant and whether or not she was working. I told them her circumstances ( not that I could understand why that mattered ) and they've decided to decline to insure me WHAAAAAT! it also turns out that I haven't been insured for the whole year,thank god nothing bad happened and Ive convinced them that I should get a full refund of last years fees which theyve agreed to pay me ( quite surprised really ) . But the problem is now when I ring for quotes I've got to declare that I've been refused insurance otherwise it would be another get out clause for them. As soon as I mention this you can hear pound signs whirring around.
To cut a long story short the cheapest quote i've had is £364 but I do get £75 of M & S vouchers with it whooppee a new onesy is on the cards!
I do think its a rip off and would like to say its discriminating against the unemployed but its not even her that has to pay it!
Bollocks the rent is going up and she won't be able to afford it and she and her kids will be thrown out into the street to live like gypsies but I will have a clear conscience knowing it was really Direct Lines fault for her hardship.
Just needed to get that off me chest! Thanks for listening.
