PPI - Payment Protection Insurance

Message

#1 Post by **Kwackerz** » Thu Jun 07, 2012 9:54 pm

Was all a bit skeptical about PPI and reclaiming it but after a simple straightforward phonecall to the bank, they sent me out the Ombudsman's survey form, which i dutifully filled out and sent to the bank's claim/complaint department. They'd already prefilled the details onto the form for me with the account details, etc for the loans I had had PPI on.

Anyhoo, they did say on the letter that it could take 8 weeks to be investigated, so i'd almost forgotten about it.

They got back to me today with a form to sign to accept their settlement (they upheld my claim for refund, etc) which I dutifully signed and ran at breakneck speed to the post box!

Not surprised really... when theyre asking am I happy with a settlement of 13000 pounds!! Just got to wait a few weeks for the payment to reach my bank

This isnt a gloat, purely a punch to your kidneys. If youve been mis-sold PPI, think you have, or havent got a clue, then PHONE YOUR BANK!! For the sake of a phonecall you could be slightly (or really lots) better off. DONT bother with these leeches, the companies who'll get it back for you, you can do it yourself WITHOUT lining their pockets.

Do it. BUT be honest. Dont do it to screw the bank over.

This month I shall be mainly drooling over Mille R's

Aladinsaneuk · #2 Post by **Aladinsaneuk** » Thu Jun 07, 2012 9:56 pm

nice one tim

i take it you are looking at the scale models of the mille's or do you plan on buying the cuban heels??

#3 Post by **Kwackerz** » Thu Jun 07, 2012 9:56 pm

Oh and thanks to my Mum for making me enquire.

#4 Post by **Kwackerz** » Thu Jun 07, 2012 9:57 pm

Aladinsaneuk wrote:nice one tim

i take it you are looking at the scale models of the mille's or do you plan on buying the cuban heels??

Heels

Aladinsaneuk · #5 Post by **Aladinsaneuk** » Thu Jun 07, 2012 9:59 pm

huge fucking heels mate

you going to get the HSE to give advice on the risk assessment??

#6 Post by **Kwackerz** » Thu Jun 07, 2012 10:05 pm

Ive ridden a Mille before..

D-Rider · #7 Post by **D-Rider** » Thu Jun 07, 2012 10:14 pm

Sounds like a result.

I'm sick and tired of unsolicited calls and texts telling me that from their records (yeah right) I am due for a PPI refund.
I have never taken out a PPI policy (at least I don't ever remember doing so as I always avoid things like that) - so how the F~~~ can I be?

I used to hang on to the call and press "9" to opt out of further calls ... that didn't work.

HisNibbs · #8 Post by **HisNibbs** » Thu Jun 07, 2012 10:16 pm

Kwackerz wrote: Ive ridden a Mille before..

But what happened when it was time to get off?

Chabby · #9 Post by **Chabby** » Fri Jun 08, 2012 5:16 pm

Lots of scams about as well.
Usual one is to tell you you're owed thousands but you have to pay a 25% fee up front.
Once the fee's paid you never hear from them again.
Scam usually initiated by Indian sounding gentleman with suspiciously western sounding name.

paddyz1 · #10 Post by **paddyz1** » Fri Jun 08, 2012 6:06 pm

I am gonna do it to screw the bank. They screwed me at the start of the year so it is only manners and good form to repay the debt

#11 Post by **Kwackerz** » Fri Jun 08, 2012 6:53 pm

Fair one! Mine had been backhandedly screwing me for years til I eventually noticed...

Then I had a case for reinbursement without trying..

#12 Post by **Kwackerz** » Fri Jun 08, 2012 6:55 pm

HisNibbs wrote:
Kwackerz wrote: Ive ridden a Mille before..
But what happened when it was time to get off?

I found a really big kerb..

paddyz1 · #13 Post by **paddyz1** » Fri Jun 08, 2012 6:57 pm

out of curiosity, what bank is it you claimed from?

I am claiming from
Halifax mortgage
Halifax credit card
TSB morgage
TSB credit card
TSB loan
MBNA credit card

The halifax is the bank that has pissed me off the most so i want and much off them as i can

D-Rider · #14 Post by **D-Rider** » Fri Jun 08, 2012 7:08 pm

Kwackerz wrote:
HisNibbs wrote:
Kwackerz wrote: Ive ridden a Mille before..
But what happened when it was time to get off?

I found a really big kerb..

..... and I think we have a picture of the very one .....

#15 Post by **Kwackerz** » Fri Jun 08, 2012 7:35 pm

paddyz1 wrote:out of curiosity, what bank is it you claimed from?

I am claiming from
Halifax mortgage
Halifax credit card
TSB morgage
TSB credit card
TSB loan
MBNA credit card

The halifax is the bank that has pissed me off the most so i want and much off them as i can

HSBC was the one ive claimed back from

I do however want a word with Lloyds too...
And Egg..

Ive heard of banks being a bit arsey in the past and closing accounts after paying out, but i have a back up account should i need it plus the letter stating 'without prejudice'