if I participated I would not be insured.

[joecrx]

read this on another site , enlighten me please , one for TC i think

WARNING - Ride-Out & Charity Ride Insurance


I have just come off another site, and came across this alarming bit of information, which you should all note!


"Having recently purcahsed a Honda CB1300 and wanting to show it off a bit and familiarise myself with it after using a Yamaha XJR1300 for so long I took the decision to participate in a Christmas charity toy run on behalf of Bradford Gingerbread for single parent families.

Nothing complicated in that I thought. How wrong could I have been?

Coincidentally, I am also a traffic cop and am therefore well aware of the pitfalls of insurance loop holes and exclusions.

I have my Honda insured through Bennetts and I noted that one of the standard exclusions is taking part in a rally.

Out of curiousity I contacted Bennetts for advice and explained the purpose of the gathering, explaining that I would be making my own way to a starting point and then would ride with a number of other motorcyclists a distance of approximately 12 miles to the finishing point where I would ultimately make my own way home.

Bennetts sought advice on this matter and subsequently advised me that the event, despite being for a charity fundraiser rather than a protest, would amount to a rally and therefore if I participated I would not be insured.

This to me sounded a little harsh and in light of what I was advised I had to withdraw from the charity ride rather than risk being uninsured.

Is this something other motocyclists have experienced? As I can envisage situations where different insurance companies will apply a different interpretation upon the word rally and allow their customers to take part in such activities."

CHECK WITH YOUR INS BEFORE THE RIDE

[GregD-UK]

Hi all,

That is quite alarming Joe Thanks for the heads-up, I take part in charity runs up here for cancer research, children's charity and the local run to gateshead hospital to give toys to the kids at crimbo...

Guess my charity work will have to stop

[BikerGran]

How can a rideout be called a rally? There's no element of competition in it.

[Gio]

How can a rideout be called a rally? There's no element of competition in it.

You obviously haven't seen some rideouts