paddyz1 wrote:You should use one of the online companies. I use ebike, I can insure and add any bike to my policy or I could take out a new policy and have it start in the next 5 mins.
Yeah - I know .... but not sure if that's the best thing at present.
I'm insured through Footman James on a Classic Bike policy for my CB400F with the Falco as a second bike.
When I bought the Falco I'd not ridden for a while and had no no-claims - so this worked out the cheap option (all above board - the insurers know the CB400 is off the road at the moment).
So with this policy, both bikes are covered and I get full breakdown cover included as well (hey, if I trailer the CB400 somewhere, I wonder whether the policy will mean they have to get it back to being a runner for me
).
Both bikes are covered fully comp - the 400 with a £50 excess and the Falco with a £250 excess. Premium is £352.
Anyway, the downside is they don't give no claims on this policy - but now with 2 claim free years under my belt, I guess I may do better elsewhere ... but then I do need to factor in breakdown cover costs and the value of insuring my non-running CB400.
So trying to compare like-for-like when I'm thinking of insuring a bit differently is not so easy.
Also, I'm not that confident on the "modifiications" sections of the online quotes - it's easier to tell someone what you've done to the bike and get them to decide how it's recorded.
and 7yrs NCB
