Changes to MiB claims procedures

[T.C.]

For those of you unfortunate enough to be involved in a crash with an uninsured driver the new MIB Uninsured Drivers’ Agreement came into force on 1 August 2015 and applies to accidents occurring on or after that date; the 1999 agreement continues to apply to accidents occurring between 1 October 1999 and 31 July .

The Untraced Drivers’ Agreement has not been changed. It is currently the subject of consultation and a new scheme is expected by 2017

One of the biggest changes is the requirement that a claimant pursue insurance details of the driver and lodge a complaint with the police has been scrapped.

Compensation in relation to property damage is limited to one million pounds.

Exclusions include

Crown vehicles;

Vehicles exempt from insurance;

Where someone else, apart from the Criminal Injuries Compensation Authority, is liable;

Passengers who knew or had reason to believe that the vehicle had been stolen or unlawfully taken or is being used without insurance;

Terrorism

Just thought you might be interested

[Aladinsaneuk]

As always - thanks