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No insrance if you carry a pillion!
Posted: Thu Jun 02, 2011 1:50 pm
by BikerGran
Wonder if this is going to spread? I can see some reason for charging more to cover a pillion, but just refusing to insure?
http://www.motorcyclenews.com/MCN/INSUR ... e-insurer/
Posted: Thu Jun 02, 2011 2:23 pm
by Samray
Pillion cover was made compulsary years ago and was always included.
I can understand an opt out clause but this report suggests a drastic change to that, ... there again it is More Crap News.
Posted: Thu Jun 02, 2011 4:04 pm
by back_marker
I think every policy I have had has always mentioned pillion cover, and been asked when taking it out whether or not I want it included. However i get the impression that this works in a similar way to having commuting cover; although it could be used as an excuse to increase the premium it rarely (in my experience at least) makes a lot of difference.
Can't see any sense in refusing cover altogether, that's just turning down business for no good reason - if anything it would slow most people down.
Posted: Fri Jun 03, 2011 7:25 am
by Paulh
back_marker wrote:
Can't see any sense in refusing cover altogether, that's just turning down business for no good reason - if anything it would slow most people down.
They will have a good reason (losing money) - if there was money in it for them insurance companies would be the 1st in line to grab it.
Posted: Fri Jun 03, 2011 11:20 am
by back_marker
Paulh wrote:back_marker wrote:
Can't see any sense in refusing cover altogether, that's just turning down business for no good reason - if anything it would slow most people down.
They will have a good reason (losing money) - if there was money in it for them insurance companies would be the 1st in line to grab it.
What i meant was that I would have thought they would see it as another add-on that could be used as an excuse to charge more money, as opposed to just flat refusing.