No insrance if you carry a pillion!

Message

BikerGran · #1 Post by **BikerGran** » Thu Jun 02, 2011 1:50 pm

Wonder if this is going to spread? I can see some reason for charging more to cover a pillion, but just refusing to insure?

http://www.motorcyclenews.com/MCN/INSUR ... e-insurer/

Samray · #2 Post by **Samray** » Thu Jun 02, 2011 2:23 pm

Pillion cover was made compulsary years ago and was always included.
I can understand an opt out clause but this report suggests a drastic change to that, ... there again it is More Crap News.

back_marker · #3 Post by **back_marker** » Thu Jun 02, 2011 4:04 pm

I think every policy I have had has always mentioned pillion cover, and been asked when taking it out whether or not I want it included. However i get the impression that this works in a similar way to having commuting cover; although it could be used as an excuse to increase the premium it rarely (in my experience at least) makes a lot of difference.

Can't see any sense in refusing cover altogether, that's just turning down business for no good reason - if anything it would slow most people down.

Paulh · #4 Post by **Paulh** » Fri Jun 03, 2011 7:25 am

back_marker wrote:
Can't see any sense in refusing cover altogether, that's just turning down business for no good reason - if anything it would slow most people down.

They will have a good reason (losing money) - if there was money in it for them insurance companies would be the 1st in line to grab it.

back_marker · #5 Post by **back_marker** » Fri Jun 03, 2011 11:20 am

Paulh wrote:
back_marker wrote:
Can't see any sense in refusing cover altogether, that's just turning down business for no good reason - if anything it would slow most people down.

They will have a good reason (losing money) - if there was money in it for them insurance companies would be the 1st in line to grab it.

What i meant was that I would have thought they would see it as another add-on that could be used as an excuse to charge more money, as opposed to just flat refusing.