Shares and Investments..

Message

#1 Post by **Kwackerz** » Thu Mar 27, 2008 12:54 pm

Anyone 'do it' ?

Ive been considering investing in FPR racing.. Oh no.. scrap that...

, But seriously, Ive been thinking of dabbling a small amount per month into shares. Ive been looking at this page http://www.halifax.co.uk/sharedealing/s ... tudies.asp
But still cant decide whether I actually know WTF theyre on about fully or not..
Anyone have shares, actively dabble in stocks n stuff?
What'd be a good start scheme for investing.. not companies to invest in, but schemes for paying into, like the link shows.. ?

Anyone?

snapdragon · #2 Post by **snapdragon** » Thu Mar 27, 2008 9:10 pm

national savings mini ISA - good return - easy peasy

Gio · #3 Post by **Gio** » Thu Mar 27, 2008 10:18 pm

I used to play a bit , but now I've got it out of the country.

Prolly a good thing with Mr Alistair Shithead in control of the treasury

BikerGran · #4 Post by **BikerGran** » Thu Mar 27, 2008 10:58 pm

My other 'arf never bought shares but he put money into pension funds which amounts to something similar - ie, SFA!

He says if he had his time again he's invest in stuff - ie stamps, watches, small antiques. stuff that holds its value.

lazarus · #5 Post by **lazarus** » Fri Mar 28, 2008 8:39 am

Yes, I invest in shares and have done all my adult life - father did likewise.

Its not a short term game. Ignore the "traders" you might meet - very few of them make money in my experience. They are really gamblers rather than investors not that there's anything wrong with that if you like a flutter. But only gamble what you can afford to lose.

Dont think its something you can do without devoting some time and effort to research and study - reading the share tips in the papers isnt enough. But in the long term, share performance beats the cost of living and the return you can get on deposit. Stats show that it also beats property / housing, and it has the advantage that you dont have to manage shares like you do rented property, and you can avoid too much tax through your annual cgt allowance.

Best way to start is to join a share club. That way you learn from others, and your decisions are moderated by other people's experience. Just reading books or papaers is unbelieveably boring and will bounce you into just buying a share through impatience.

Start with the blue chips - companies like vodaphone or glaxo. They wont make you a fortune but you wont lose it either, and you will learn. Think about the banks - Lloyds for example offers a much higher yield on its shares than on its deposit accounts.

woody · #6 Post by **woody** » Sun Mar 30, 2008 10:45 pm

I've made a small fortune in Barclays shares over the years.... I tend to watch the trends on teletext..