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Bike and car insurance together?

Posted: Fri Nov 02, 2007 8:45 pm
by Kenif
Ok, having a few issues here. :smt013
Got three bikes all on one policy. Trying to buy a small van or estate car to shift things between here and France. Found loads of vehicles in our price range (£500-£700!) but the insurance is insane!
Cheapest so far is £465 for a van worth £700
Bike insurance company won't add anything with four wheels to the same policy and everyone else is just taking the piss (bearing in mind insurance for the three bikes is under £300) :smt011

Has anyone got/know of a company who will deal with the lot (or insure a van or estate car) for less than the national debt? :smt017

Posted: Fri Nov 02, 2007 8:47 pm
by Kwackerz
Carole nash do car/bike policies

'OMNI' policy

Dunno how good it is, normally theyre very good though.

http://www.carolenash.com/

Re: Bike and car insurance together?

Posted: Fri Nov 02, 2007 9:43 pm
by Paulh
Kenif wrote:
Has anyone got/know of a company who will deal with the lot (or insure a van or estate car) for less than the national debt? :smt017

I ensure my transit through

http://www.anthonydevans.co.uk/

on a race transporter policy - its limited mileage but cheaper than I could find elsewhere.

Surely an estate car is just a car though?


Not aware of any bike and car policies - in fact I couldnt even find anyone to ensure the van and car on the same policy - or transfer any no claims.

Posted: Fri Nov 02, 2007 9:54 pm
by Kwackerz
OMNI. Motorbike car and home on the same policy

http://www.carolenash.com/omni/omni.asp

Posted: Fri Nov 02, 2007 10:06 pm
by Pierre
I have car , bike and just bought a cheap van (£500) and quotes were all over the place as I was starting from 0yr noclaims

HSBC business insurance was highest with £1200 tpf&t, but I phoned hastings direct and they have an offshoot called Gladiator who took into account my other vehicles no-claims and the quote was £200 (underwritten by HSBC business insurance ffs)

Shirley if you move to a single policy you lose all no claims in a bump if you go to split them again in the future?

Posted: Fri Nov 02, 2007 10:22 pm
by back_marker
Had this a couple of years ago when myself and the brother in law bought a van for motocross racing. It all boils down to they think if you've got a ven then it's going to be for business use and high mileage, high risk and such like. The only way to get round it really is like someone said about a specialist company who will listen to the fact that it's not a business wagon and only does limited mileage.

I know a lot of people in the racing world use specialist motorhome insurance which seems to take this into account.

Alternatively if an estate car is big enough for your needs then this is probably the way to go as the insurance is cheaper straight away and i noticed that your average clapped out tranny van seems to sell for a fair bit more than a car in the same state.

Posted: Fri Nov 02, 2007 10:30 pm
by Samray
I seem to remember that a collapsable table and chair in the back will convert a van to a motor home for insurance purposes( or a mattress :smt083), a side window certainly will ?

Posted: Sat Nov 03, 2007 12:30 pm
by BikerGran
My daughter just bought a Mercedes Sprinter that's been converted for motocross (living quarters plus garage). She plans to head off to the alps for snowboarding then move on through France and Spain to Portugal stopping off various places for snowboarding - she's got the whole trip covered with 2 drivers for under £500, sounds too good to be true!

Van insurance

Posted: Tue Dec 04, 2007 2:58 pm
by Kenif
OK, after much shopping around, despair and generally giving up on the whole thing, ended up insuring a van through eVan. By far and away the best price, allowed to take vehicle to Europe as often as you want and generally easy to deal with! They also took into account that I have maximum NCB tied up in a different policy (yes they recognise bikes!)

www.evaninsurance.co.uk/

I know they do bikes, cars and home insurance so might have a look at them when the bikes come up for the next round of annual robbery