A Bit Pissed Off

Message

Willopotomas · #46 Post by **Willopotomas** » Sun Oct 30, 2011 9:20 am

blinkey501 wrote:If you pay by card at tescos make sure you stop them automatically taking payment the year after has this happened to a friend of mine, Its naughty but they do it

They all do that now. Part of the new continuous insurance system. The renewal letter is also your new policy now, so if you don't call to cancel, they'll take the payment from the same card/account as the previous year.

It's all in the small print. You'll be surprised what they try and get out of you. Read it, and whatever you're not happy with, give them a call and sort it out.

flatlander · #47 Post by **flatlander** » Sun Oct 30, 2011 9:23 am

Pod point Jay a lot of them do that we had ot on the last renewal and then they charged us fir cancelling despite already having insured elsewhere and them not sending any documentation

D-Rider · #48 Post by **D-Rider** » Sun Oct 30, 2011 9:27 am

I think most insurers automatically renew these days. They generally write to you beforehand to tell you what the renewal will be (much the same as in the past) but their default being to be to keep your insurance going (and charge for the privilege) if you forget to do anything about it.
My Tescos policy says that they auto-renew and will advise me in advance.
I moved another policy on one of our vehicles this year - just cancelled the automatic renewal and took up a new policy.

I guess it can all go a bit wrong if the post looses the renewal letter - but maybe better to get stung for renewal in those circumstances than to inadvertently become uninsured (neither being great).

... Ah .... others responded while I was typing .... similar stories though :)

BikerGran · #49 Post by **BikerGran** » Sun Oct 30, 2011 11:32 am

I actually prefer the automatic renewal as I was inclined to put the renewal letter somewhere thinking 'must do something with that' and promptly forget about it. I can still change if I remember to shop around but at least I'm covered if I don't.

randomsquid · #50 Post by **randomsquid** » Sun Oct 30, 2011 11:50 am

The auto renewal also includes the couldn't be arsed to look around tax.
When I just had the ER it jumped from about 120 comp to 180. After a phone call and some haggling on the add-ons it went down to 100...

That being said I filed the home and contents renewal on the shelf and forgot about it until it had gone through.

blinkey501 · #51 Post by **blinkey501** » Mon Oct 31, 2011 6:18 am

My broker sends me a renewal invitation, and another lettter if insurance is about to run out. Due to not renewing, I like that fact