insurance time

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Aladinsaneuk · #1 Post by **Aladinsaneuk** » Sat Feb 14, 2009 9:35 am

just got my quote through - 3 years no claims, 1000 leather and helmet cover, fully comp came in at 200 - not bad i thought

Aladinsaneuk · #2 Post by **Aladinsaneuk** » Sat Feb 14, 2009 9:44 am

phone call later - down to 158..... i think i will have that :)

Aladinsaneuk · #3 Post by **Aladinsaneuk** » Sat Feb 14, 2009 9:58 am

lord - just tried the tesco online quote - guarenteed to be the cheapest - down to 111.... with the same company... how the hell does that work?

but, it did come up with a policy that allows me to ride other bikes and also to ride abroad - 123 :)

moral of the story - even though i thought 200 was fair, still shop around - you will get cheaper it seems

D-Rider · #4 Post by **D-Rider** » Sat Feb 14, 2009 10:12 am

LOL - got a quote yesterday for me and my mrs to drive my car when I buy it off the company.
clean licenses, accident free record

Mazda 6 Estate 2 litre diesel 6+ years old - value £3k
No no claims (using that on the mrs car)

Annual insurance ...... £1,818 FFS

At the same time I told them my son passed his test last week .... so for the remaining month of the policy on my mrs' car, that's costing an extra £40 on top of what I paid when they were learners.... if my other son passes a week on Tuesday, that will add a further £70 for the last 2 or 3 weeks of the policy. I'm dreading renewal on that one (7 yr old Fiat Punto - Me, Mrs& 3 kids on the policy)

For the Falco I'm paying about £170 (sounds as though I could do better on that too then Pete ...

Did get another quote for the car and got it down to just over £500.

Falken · #5 Post by **Falken** » Sat Feb 14, 2009 10:13 am

My insurance is due soon.
Got the renewal notice and it's gone up from £153 to £223, this is with Devitt, who were the cheapest i could find last year.
After getting on confused.com, motorcycle direct are offering it at £107, with only £150 excess

Aladinsaneuk · #6 Post by **Aladinsaneuk** » Sat Feb 14, 2009 10:14 am

certainly pays to shop around it seems

and that car quote was taking the piss .....

oh - http://www.moneysupermarket.com/bike/ was where i got my good quotes from

Falcomille · #7 Post by **Falcomille** » Sat Feb 14, 2009 12:36 pm

Aparently, Martin Lewis's site (moneysavingexpert.com) has a list of comparison sites to use, in a specific order which generates all sorts of amazing deals. Personally, I'm using Saga (sad but true) as they do a good deal to use your car abroad AND will get close to on-line deals for renewals. But those bike deals look GOOD. Still not imported the Falco yet - still trying to fathom out the conformity issues...

#8 Post by **Kwackerz** » Sat Feb 14, 2009 12:44 pm

I use Carole Nash for everything insurance

BikerGran · #9 Post by **BikerGran** » Sat Feb 14, 2009 3:29 pm

Prices are one thing but always check the small print!

I stopped using Carole Nash when they gave me an excess of £450!!!!!!

Gio · #10 Post by **Gio** » Sat Feb 14, 2009 3:39 pm

Sadly as has been proven elsewhere you get what you pay and cheap insurance is anything but cheap when it comes to claims.

#11 Post by **Kwackerz** » Sat Feb 14, 2009 5:09 pm

BikerGran wrote:Prices are one thing but always check the small print!

I stopped using Carole Nash when they gave me an excess of £450!!!!!!

LOL!! Ive never had a big excess with CN, but saying that I usually stipulate over the phone I need 'X' amount as an excess (usually 100 quid) or im off to Devitt, Bikesure or elsewhere who can find me a lower excess policy.

tommy · #12 Post by **tommy** » Sat Feb 14, 2009 7:14 pm

Last year i paid 650 TPF&T. Just got a quote from "simply insurance' for 350 fully comp. Big difference! Mind you, thay still dont insure me with major mods (No fairing etc)
22. 4 years NCB.

BikerGran · #13 Post by **BikerGran** » Sun Feb 15, 2009 1:08 am

It's trikes that CN lumber with a big excess - they used to be great but after they were taken over by aa Insurance they made it quite clear they were no longer interested in insuring trikes.